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I'm Done With P2P Lending After 6 Years (Here's Why)
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After 6 years investing in peer to peer lending, here's why I stopped!
๐ช๐บ Best broker in Europe (ETFs): https://angelo.fi/ibkr
After putting a lot of thought into this, I decided to stop my investments in P2P lending. Here are the 5 reasons why!
My Favorite Brokers (ETFs, Stocks and Bonds):
๐ช๐บ Interactive Brokers: https://angelo.fi/ibkr
๐ช๐บ Trade Republic (3.75% interest p.a.): https://angelo.fi/trep
๐ฉ๐ช๐ฆ๐น Easiest for Germany & Austria: https://angelo.fi/etfs
๐ Compare ETFs & Stocks: https://angelo.fi/comp
P2P Lending and Rental Income:
๐ Mintos (bonus until July 15th): https://angelo.fi/mintos
Where I Buy Bitcoin & Ethereum:
โก Bitvavo (10โฌ bonus): https://angelo.fi/bit
My Savings Account with 1% Saveback on Card Payments:
๐ช๐บ 3.75% interest p.a. (โฌ100K deposit guarantee!): https://angelo.fi/save
๐ What I Use to Track my ETFs: https://angelo.fi/getq
Video mentions:
๐ Vanguard FTSE All-World ETF Acc. (VWCE)
๐ฅ ETF Taxes in Europe (0-41%): https://youtu.be/s_UK3n1PVHs
๐ฅ ETF Investing Playlist: https://www.youtube.com/playlist?list=PL2GR89pe9acG7PaK-9aXmnXi-43YtfYoK
0:00 6 Years of P2P Lending: Why I'm Quitting
0:26 1. P2P lending rarely feels like a passive investment
2:33 2. Risk-reward may not match
3:06 3. Platform risk
4:02 4. P2P lending is tax-inefficient
4:28 5. Personal reasons
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Some of the links are affiliate links, which help support me and the YouTube channel. Still, none of the links are sponsored.
Disclaimer: I am only sharing my own experience. I'm not a financial advisor and you should always do your own research and due diligence before investing. Investing involves risk of losses.
๐ช๐บ Best broker in Europe (ETFs): https://angelo.fi/ibkr
After putting a lot of thought into this, I decided to stop my investments in P2P lending. Here are the 5 reasons why!
My Favorite Brokers (ETFs, Stocks and Bonds):
๐ช๐บ Interactive Brokers: https://angelo.fi/ibkr
๐ช๐บ Trade Republic (3.75% interest p.a.): https://angelo.fi/trep
๐ฉ๐ช๐ฆ๐น Easiest for Germany & Austria: https://angelo.fi/etfs
๐ Compare ETFs & Stocks: https://angelo.fi/comp
P2P Lending and Rental Income:
๐ Mintos (bonus until July 15th): https://angelo.fi/mintos
Where I Buy Bitcoin & Ethereum:
โก Bitvavo (10โฌ bonus): https://angelo.fi/bit
My Savings Account with 1% Saveback on Card Payments:
๐ช๐บ 3.75% interest p.a. (โฌ100K deposit guarantee!): https://angelo.fi/save
๐ What I Use to Track my ETFs: https://angelo.fi/getq
Video mentions:
๐ Vanguard FTSE All-World ETF Acc. (VWCE)
๐ฅ ETF Taxes in Europe (0-41%): https://youtu.be/s_UK3n1PVHs
๐ฅ ETF Investing Playlist: https://www.youtube.com/playlist?list=PL2GR89pe9acG7PaK-9aXmnXi-43YtfYoK
0:00 6 Years of P2P Lending: Why I'm Quitting
0:26 1. P2P lending rarely feels like a passive investment
2:33 2. Risk-reward may not match
3:06 3. Platform risk
4:02 4. P2P lending is tax-inefficient
4:28 5. Personal reasons
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Some of the links are affiliate links, which help support me and the YouTube channel. Still, none of the links are sponsored.
Disclaimer: I am only sharing my own experience. I'm not a financial advisor and you should always do your own research and due diligence before investing. Investing involves risk of losses.
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